Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full responsibility for behavioral disclosure. It states the tool 'checks' but does not explicitly confirm it's read-only, what it returns (boolean?), or any side effects. The agent has to infer these details from the name and wording.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.