Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Since no annotations are provided, the description must carry the full burden of behavioral disclosure. It states that historical net value data is retrieved and lists the fields returned, which conveys the core read-only behavior. However, it does not mention constraints such as the limit affecting the number of records, the date range, or the output format, leaving some behavioral ambiguity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.