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bunq

bunq Partner MCP

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by bunq

create_credit_card

Order a Mastercard credit card for a user, choosing between immediate virtual delivery or physical card by post.

Instructions

Orders a new Mastercard credit card for a user. Use order_status=VIRTUAL_DELIVERY for immediate virtual card, or NEW_CARD_REQUEST_RECEIVED for physical delivery by post.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
user_idYesUser ID.
second_lineYesSecond line of text on the card (max 17 chars).
name_on_cardNoName as it appears on the card.
order_statusNoPhysical delivery or virtual card.VIRTUAL_DELIVERY
product_typeYesCard product type.
product_sub_typeNoCard design sub-type (partner-specific value).
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided. Description lacks details on side effects, fees, approval process, error conditions, or prerequisites (e.g., identity verification).

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Extremely concise: one sentence verb+resource plus a single usage hint. Every word is informative and front-loaded.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Missing key context such as return values, error handling, prerequisites (e.g., user must have submitted identity verification), and behavior specifics for physical card delivery.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so baseline is 3. Description adds context for order_status parameter (virtual vs physical), but adds minimal value for other parameters.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description uses specific verb 'Orders' and resource 'Mastercard credit card', clearly distinguishing from sibling tools like create_debit_card and create_bank_account.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly explains when to use each order_status value. However, it does not provide guidance on when to use this tool vs alternatives like create_debit_card.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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