Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint, and idempotentHint. The description adds valuable behavioral context: auto-excludes (node_modules, .git, dist), performance warnings (depth=2 slow on large dirs), and pagination behavior. This goes beyond annotations without contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.