Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is fully covered structurally. 'This MCP never buys anything' adds a small amount of context about absence of purchase side effects, but largely restates the read-only hint without describing the returned price shape or freshness.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.