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akutishevsky

LunchMoney MCP Server

get_single_plaid_account

Read-only

Retrieve details of a specific Plaid-synced account by providing its account ID. Obtain balance, name, and other data for one account.

Instructions

Get details of a single Plaid (synced) account by ID.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
accountIdYesId of the Plaid account to query. Call get_all_plaid_accounts first to discover ids.
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, indicating no side effects. The description adds no further behavioral traits, but it doesn't contradict. The description is adequate given the annotation coverage.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence, front-loaded, and no extraneous words. Every part contributes to understanding the tool's purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple read tool with one parameter and annotations covering safety, the description is complete. It tells what it does and how to find the required ID.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, and the parameter description includes usage guidance ('Call get_all_plaid_accounts first'). The tool description does not add param details, but the schema already provides good semantics. Baseline of 3 plus extra for the hint.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'Get details of a single Plaid (synced) account by ID.' It uses a specific verb 'Get', specifies the resource 'single Plaid account', and distinguishes from sibling tools like get_all_plaid_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies usage when needing details for one account, and the parameter hint 'Call get_all_plaid_accounts first to discover ids' provides a prerequisite. It doesn't explicitly differentiate from other get_single_* tools, but the context is clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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