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akutishevsky

LunchMoney MCP Server

get_all_plaid_accounts

Read-only

Retrieve a list of all bank accounts synced via Plaid to your LunchMoney profile.

Instructions

Get a list of all Plaid (synced) accounts associated with the user.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, so the description adds no additional behavioral context. Without further details on potential side effects or limits, the description meets the baseline for a simple read operation but doesn't exceed annotation coverage.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, concise sentence that conveys the purpose without any extraneous information, well front-loaded with the core action.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given no parameters, no output schema, and good annotations, the description adequately covers the tool's function. It could mention that it returns all accounts without filtering, but it is largely complete for a simple list retrieval.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Input schema has zero parameters, so the description has no parameter details to add. According to rules, baseline is 4 for 0-param tools, and the description does not need to go beyond.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Get a list') and resource ('all Plaid accounts'), and the context signal shows no parameters, making purpose unambiguous. It distinguishes from sibling tools like get_single_plaid_account and get_all_manual_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use this tool vs alternatives. The description does not mention when-not-to-use or provide comparisons with sibling tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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