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akutishevsky

LunchMoney MCP Server

get_all_plaid_accounts

Read-only

Retrieve a list of all Plaid-linked financial accounts to view synced bank data.

Instructions

Get a list of all Plaid (synced) accounts associated with the user.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already provide readOnlyHint=true, so the safety profile is clear. Description adds 'synced' context but no other behavioral traits (e.g., pagination, ordering).

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single, front-loaded sentence with no unnecessary words. High conciseness.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given no params, simple read-only operation, and no output schema, the description is fully adequate. It specifies scope and source (Plaid synced accounts).

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

No parameters in input schema, so schema description coverage is 100%. Description doesn't need to add parameter info; baseline 4 for zero-param tools.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states the tool gets a list of all Plaid (synced) accounts, using a specific verb ('Get') and resource. It distinguishes from siblings like get_all_manual_accounts and get_single_plaid_account.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use this tool vs alternatives. The sibling names imply choices, but the description lacks when-to-use or when-not-to-use instructions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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