Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It usefully discloses the error condition when b is zero, which is not captured in the schema. It does not, however, describe result typing, precision, or return shape beyond that the b=0 case errors.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.