Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'Add a user to a group' implies a mutation operation, but it doesn't specify required permissions, whether the operation is idempotent, error conditions (e.g., invalid IDs), or what happens on success. For a mutation tool with zero annotation coverage, this leaves significant behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.