Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, which the description's 'List' verb agrees with. The description adds the output fields (address, city), which gives some behavioral context about the result, but it does not disclose any additional traits such as rate limits, auth requirements, or pagination. Given the annotation covers the main safety profile, the description adds modest value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.