Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a zero-parameter, read-only tool, the description is sufficient to understand what the tool does and when to select it. It does not enumerate the returned account fields, and with no output schema that information is absent, but the core purpose is clear enough for an agent to invoke it correctly.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.