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Zesty0wl

Starling Bank MCP

Payments to a payee

list_payee_payments
Read-onlyIdempotent

List payments made to a payee account since a given date to review transfer history and reconcile records.

Instructions

Lists the history of payments made to a payee account since a date.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
sinceYesStart date (YYYY-MM-DD)
payeeUidYesPayee UID
payeeAccountUidYesPayee account UID

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.0

TDQS

B3.4/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint, so the safety profile is fully covered. The description only adds the date-range scoping constraint; it says nothing about pagination, ordering, result limits, or auth requirements, which are the remaining behavioral gaps.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single front-loaded sentence with no filler; the verb, resource, and scope constraint are all packed into one efficient statement.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple read-only list tool whose annotations carry the safety profile and whose schema fully documents all parameters, the description is nearly sufficient. It could add ordering or pagination expectations, but nothing essential for correct invocation is missing.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so all three parameters (payeeUid, payeeAccountUid, since) are already documented with patterns and formats. The description echoes the 'since a date' concept but adds no syntax or meaning beyond the schema, making 3 the correct baseline.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb (lists) and resource (history of payments made to a payee account) with the scope constraint 'since a date'. It distinguishes itself from the scheduled-payments sibling by implying actual/historical rather than upcoming payments, though it never names a sibling explicitly.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no explicit when-to-use or when-not-to-use guidance and no named alternative. The agent must infer from the name that this covers executed payment history versus list_payee_scheduled_payments or list_direct_debit_payments.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.