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Starling Bank MCP

Get standing order

get_standing_order
Read-onlyIdempotent

Fetch details of one Starling Bank standing order using its payment order UID, revealing if it awaits review or has been cancelled.

Instructions

Gets one standing order. A null startDate means it is awaiting review; a non-null cancelledAt means it has been cancelled.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
accountUidNoAccount UID. Optional: defaults to STARLING_DEFAULT_ACCOUNT_UID, the only account, or the PRIMARY account
categoryUidNoCategory UID: the main account's defaultCategory, or a space / savings goal UID. Optional: defaults to the main account
paymentOrderUidYesStanding order paymentOrderUid

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.0

TDQS

A3.6/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnly, idempotent, non-destructive, openWorld, so safety is covered. The description earns credit for adding non-obvious semantic context: a null startDate means the order awaits review and a non-null cancelledAt means it is cancelled, which helps interpret the returned state.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two compact sentences with the primary action front-loaded and the interpretive hints following. No filler and every sentence carries information.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no output schema, the description carries more of the burden, yet it supplies the key non-obvious state semantics (awaiting-review and cancelled). It stops short of describing the broader return shape, but is sufficient for correct invocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so all three parameters are already documented in the schema (accountUid and categoryUid even include defaults). The description adds nothing about parameters, so the baseline 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific verb and resource ('Gets one standing order'), and the word 'one' distinguishes it from list_standing_orders without needing to name the sibling. It does not, however, explicitly differentiate from get_payment_order, so it falls short of a 5.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no guidance on when to use this tool versus list_standing_orders, get_payment_order, or list_standing_order_upcoming_payments. The description offers no conditions, prerequisites, or alternative-selection logic, so the agent must infer usage entirely from the name.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.