Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must disclose behavioral traits. It states the action ('finalize') but does not mention that booking is likely irreversible, that the invoice must be in draft state, or any permission requirements. For a mutation that changes the invoice's lifecycle, this lack of cautionary context is a notable gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.