List all profiles (personal and business) associated with your Wise account

Get a specific profile by ID

List all balance accounts for a profile. Returns currency balances with available amounts. Types: STANDARD (one per currency) or SAVINGS (jars, multiple per currency).

Get a specific balance account by ID

Get the current exchange rate between two currencies

Get historical exchange rates between two currencies over a time period

Create a quote for a money transfer. Specify either sourceAmount OR targetAmount (not both). Returns exchange rate, fees, and delivery estimate.

Get an existing quote by ID

Get a temporary (non-stored) quote to check rates and fees without creating one

List all recipient accounts for a profile, optionally filtered by currency

Get a specific recipient account by ID

Create a new recipient account. The 'details' object varies by currency/type. Use get_account_requirements first to know which fields are needed.

Delete (deactivate) a recipient account

Get the required fields for creating a recipient in a specific currency route. Returns field definitions with validation rules.

List transfers for a profile with optional filters

Get a specific transfer by ID

Create a new transfer. Requires a quote ID and recipient account ID. The customerTransactionId ensures idempotency — reuse the same value when retrying a failed request to avoid duplicate transfers. NOTE: In EU/UK, funding from balance via personal token is restricted by PSD2.

Fund a transfer from your Wise balance. NOTE: This may NOT work with personal tokens in EU/UK due to PSD2 regulations.

Cancel a transfer (only possible if not yet completed)

Get the estimated delivery date for a transfer