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wise-mcp

wise-mcp

by Szotasz

Wise MCP Szerver

MCP (Model Context Protocol) szerver a Wise (TransferWise) API-hoz.

Ez a szerver lehetővé teszi, hogy AI asszisztensek (pl. Claude) lekérdezhessék a Wise számla egyenlegét, árfolyamokat, átutalásokat és kedvezményezetteket.

Távoli használat (Smithery)

A legegyszerűbb módja a szerver használatának, ha a Smithery-n keresztül csatlakozol — nem kell semmit telepítened:

Smithery Badge

Csatlakozás a Smithery-n

A Smithery automatikusan bekéri a Wise API tokenedet és kezeli a kapcsolatot.

Related MCP server: Wise MCP Server

Funkciók

Lekérdező eszközök (csak olvasás)

  • list_profiles - Profilok (személyes/üzleti) listázása

  • get_profile - Profil adatainak lekérdezése

  • list_balances - Egyenlegek listázása pénznem szerint

  • get_balance - Adott egyenleg részletei

  • get_exchange_rate - Aktuális árfolyam két pénznem között

  • get_exchange_rate_history - Árfolyam-történeti adatok

  • create_quote - Árajánlatkérés (díj és árfolyam)

  • get_quote / get_temporary_quote - Árajánlat lekérdezése

  • list_recipients - Kedvezményezettek listázása

  • get_recipient - Kedvezményezett részletei

  • get_account_requirements - Bankszámla-mező követelmények adott pénznemhez

  • list_transfers - Átutalások listázása szűrőkkel

  • get_transfer - Átutalás részletei

  • get_delivery_estimate - Becsült érkezési idő

Írási eszközök (pénzforgalom)

  • create_transfer - Átutalás létrehozása

  • fund_transfer - Átutalás finanszírozása egyenlegből

  • create_recipient - Új kedvezményezett felvétele

  • delete_recipient - Kedvezményezett törlése

  • cancel_transfer - Átutalás visszavonása

Figyelmeztetés: Az írási eszközök valós pénzmozgást indíthatnak! Javasoljuk, hogy ezeket az eszközöket csak tudatosan engedélyezd. A legtöbb MCP kliens (pl. Claude Desktop, Claude Code) lehetőséget ad az egyes eszközök egyenkénti engedélyezésére vagy tiltására. Ha csak egyenleg-lekérdezésre és árfolyam-ellenőrzésre van szükséged, tiltsd le az írási eszközöket.

Előfeltétel

Wise Personal API token szükséges. Igényelhető itt:

Helyi telepítés

Ha inkább lokálisan szeretnéd futtatni a szervert:

1. Telepítés

git clone https://github.com/Szotasz/wise-mcp.git
cd wise-mcp
npm install
npm run build

2. Konfigurálás

Másold az .env.example fájlt .env néven és töltsd ki:

cp .env.example .env

Szükséges környezeti változó:

Változó

Leírás

WISE_API_TOKEN

Wise Personal API token

3. Hozzáadás a Claude Code-hoz

Add hozzá a ~/.claude/settings.json fájlhoz:

{
  "mcpServers": {
    "wise": {
      "command": "node",
      "args": ["/elérési/út/wise-mcp/dist/cli.js"],
      "env": {
        "WISE_API_TOKEN": "your_token_here"
      }
    }
  }
}

Az írási eszközök tiltásához add hozzá a settings.local.json fájlhoz:

{
  "permissions": {
    "deny": [
      "mcp__wise__create_transfer",
      "mcp__wise__fund_transfer",
      "mcp__wise__create_recipient",
      "mcp__wise__delete_recipient",
      "mcp__wise__cancel_transfer"
    ]
  }
}

Használati példák

Konfigurálás után a következőket kérdezheted Claude-tól:

  • "Mennyi pénz van a Wise számlámon?"

  • "Mi az aktuális EUR/HUF árfolyam?"

  • "Listázd az utolsó átutalásaimat"

  • "Milyen pénznemekben van egyenlegem?"

Támogatás

Ha hasznosnak találtad ezt a projektet, támogathatod a fejlesztést:

Támogass a Donably-n


Wise MCP Server (English)

MCP (Model Context Protocol) server for the Wise (TransferWise) API.

This server allows AI assistants like Claude to query Wise account balances, exchange rates, transfers, and recipients.

Remote Usage (Smithery)

The easiest way to use this server is through Smithery — no installation needed:

Smithery Badge

Connect on Smithery

Smithery will automatically prompt you for your Wise API token and manage the connection.

Features

Query Tools (read-only)

  • list_profiles - List all profiles (personal and business)

  • get_profile - Get a specific profile by ID

  • list_balances - List balance accounts with available amounts per currency

  • get_balance - Get a specific balance account

  • get_exchange_rate - Get current exchange rate between two currencies

  • get_exchange_rate_history - Get historical exchange rates over a time period

  • create_quote - Create a quote to check fees and exchange rates

  • get_quote / get_temporary_quote - Retrieve an existing or temporary quote

  • list_recipients - List recipient accounts, optionally filtered by currency

  • get_recipient - Get a specific recipient by ID

  • get_account_requirements - Get required fields for creating a recipient in a specific currency

  • list_transfers - List transfers with optional filters (status, date range, pagination)

  • get_transfer - Get a specific transfer by ID

  • get_delivery_estimate - Get estimated delivery date for a transfer

Write Tools (financial operations)

  • create_transfer - Create a new transfer

  • fund_transfer - Fund a transfer from your Wise balance

  • create_recipient - Create a new recipient account

  • delete_recipient - Delete (deactivate) a recipient account

  • cancel_transfer - Cancel a transfer (if not yet completed)

Warning: Write tools can initiate real financial transactions! We recommend enabling these tools only when you explicitly need them. Most MCP clients (e.g. Claude Desktop, Claude Code) allow you to enable or disable individual tools. If you only need balance checks and exchange rates, disable the write tools.

Prerequisites

You need a Wise Personal API token. Get one at:

Local Installation

If you prefer to run the server locally:

1. Install

git clone https://github.com/Szotasz/wise-mcp.git
cd wise-mcp
npm install
npm run build

2. Configure

Copy .env.example to .env and fill in your token:

cp .env.example .env

Required environment variable:

Variable

Description

WISE_API_TOKEN

Wise Personal API token

3. Add to Claude Code

Add to your ~/.claude/settings.json:

{
  "mcpServers": {
    "wise": {
      "command": "node",
      "args": ["/path/to/wise-mcp/dist/cli.js"],
      "env": {
        "WISE_API_TOKEN": "your_token_here"
      }
    }
  }
}

To deny write tools, add to your settings.local.json:

{
  "permissions": {
    "deny": [
      "mcp__wise__create_transfer",
      "mcp__wise__fund_transfer",
      "mcp__wise__create_recipient",
      "mcp__wise__delete_recipient",
      "mcp__wise__cancel_transfer"
    ]
  }
}

Usage Examples

Once configured, you can ask Claude:

  • "How much money is in my Wise account?"

  • "What is the current EUR to HUF exchange rate?"

  • "List my recent transfers"

  • "What currencies do I have balances in?"

Support

If you find this project useful, you can support the development:

Support on Donably

License

MIT

Available Tools

20 tools
cancel_transferA
DestructiveIdempotent

Cancel a transfer (only possible if not yet completed)

Inputs: transferId (required).

create_quoteB
Idempotent

Create a quote for a money transfer. Specify either sourceAmount OR targetAmount (not both). Returns exchange rate, fees, and delivery estimate.

Inputs: profileId (required), sourceCurrency (required), targetCurrency (required), sourceAmount, +1 more.

create_recipientA

Create a new recipient account. The 'details' object varies by currency/type. Use get_account_requirements first to know which fields are needed.

Inputs: type (required), details (required), currency (required), profileId (required), +2 more.

create_transferA
DestructiveIdempotent

Create a new transfer. Requires a quote ID and recipient account ID. The customerTransactionId ensures idempotency — reuse the same value when retrying a failed request to avoid duplicate transfers. NOTE: In EU/UK, funding from balance via personal token is restricted by PSD2.

Inputs: quoteId (required), targetAccount (required), customerTransactionId (required), reference.

delete_recipientA
DestructiveIdempotent

Delete (deactivate) a recipient account

Inputs: accountId (required).

fund_transferA
Destructive

Fund a transfer from your Wise balance. NOTE: This may NOT work with personal tokens in EU/UK due to PSD2 regulations.

Inputs: profileId (required), transferId (required).

get_account_requirementsA
Read-only

Get the required fields for creating a recipient in a specific currency route. Returns field definitions with validation rules.

Inputs: source (required), target (required), sourceAmount (required).

get_balanceA
Read-only

Get a specific balance account by ID

Inputs: balanceId (required), profileId (required).

get_delivery_estimateA
Read-only

Get the estimated delivery date for a transfer

Inputs: transferId (required).

get_exchange_rateA
Read-only

Get the current exchange rate between two currencies

Inputs: source (required), target (required).

get_exchange_rate_historyA
Read-only

Get historical exchange rates between two currencies over a time period

Inputs: to (required), from (required), source (required), target (required), +1 more.

get_profileA
Read-only

Get a specific profile by ID

Inputs: profileId (required).

get_quoteA
Read-only

Get an existing quote by ID

Inputs: quoteId (required).

get_recipientA
Read-only

Get a specific recipient account by ID

Inputs: accountId (required).

get_temporary_quoteA
Read-only

Get a temporary (non-stored) quote to check rates and fees without creating one

Inputs: sourceCurrency (required), targetCurrency (required), sourceAmount, targetAmount.

get_transferA
Read-only

Get a specific transfer by ID

Inputs: transferId (required).

list_balancesA
Read-only

List all balance accounts for a profile. Returns currency balances with available amounts. Types: STANDARD (one per currency) or SAVINGS (jars, multiple per currency).

Inputs: profileId (required), types.

list_profilesA
Read-only

List all profiles (personal and business) associated with your Wise account

Inputs: no named parameters.

list_recipientsA
Read-only

List all recipient accounts for a profile, optionally filtered by currency

Inputs: profileId (required), currency.

list_transfersA
Read-only

List transfers for a profile with optional filters

Inputs: profileId (required), limit, offset, status, +2 more.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

Loading tool schema changelog…

    TDQS

    A4/5.0

    Scored across 20 tools

    Disambiguation5/5

    Each tool targets a distinct resource and action (e.g., list_profiles vs get_profile, create_quote vs get_temporary_quote). Descriptions clearly differentiate similar tools like current vs historical exchange rates. No two tools overlap in purpose.

    Naming Consistency5/5

    All tools follow a consistent verb_noun pattern with snake_case (list_*, get_*, create_*, etc.). There are no mixed conventions or vague names like 'process' or 'do_thing'. The naming makes it easy to predict what each tool does.

    Tool Count4/5

    With 20 tools, the server is on the heavier side, but the Wise API covers many resource types. Each tool addresses a unique endpoint needed for transfer workflows, so the count is reasonable for the scope. It slightly exceeds the typical 15-tool threshold but doesn't feel bloated.

    Completeness5/5

    The tool set covers the full lifecycle: managing profiles, balances, quotes, transfers (including funding and cancellation), and recipients (with account requirements). No essential operation for the stated domain is missing, making it a complete surface.

    Maintenance

    ActivityInactive
    ResponsivenessNo recent community issues

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