Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It adds useful filtering semantics beyond the schema by showing accepted query keys like product, name__icontains, and is_active. However, it does not disclose default behavior, return format, pagination, or whether it returns all plans when query is empty.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.