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Saikumarmohan

actual-budget-mcp

list_accounts

List all accounts from Actual Budget to obtain account IDs, names, off-budget status, and closed status. Use these IDs to filter transactions efficiently.

Instructions

List all accounts from Actual Budget. Returns each account's id, name, whether it is off-budget, and whether it is closed. Use this to get account ids needed for filtering transactions.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the burden of indicating that this is a read-only operation. The verb 'List' implies no side effects, and the description discloses that it returns all accounts including closed and off-budget status. However, it does not explicitly state any authentication requirements or potential errors, so it is adequate but not exhaustive.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is three short sentences, front-loaded with the primary action, and each sentence adds value: what it does, what it returns, and when to use it. No wasted words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple read-only list tool with zero parameters and an output schema, the description covers the essential aspects: scope, returned fields, and a practical use case. It is complete enough for an agent to select and invoke correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has no parameters, so the description does not need to explain parameter semantics. The schema coverage is trivially 100%, and the baseline for zero-parameter tools is 4.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool's function with a specific verb ('List') and resource ('accounts'), and distinguishes it from sibling list tools by naming the resource. It also specifies the returned fields ('id, name, off-budget, closed'), making its purpose unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides a clear use case: 'Use this to get account ids needed for filtering transactions.' It does not explicitly mention when not to use it or name alternative tools, but the guidance is specific and the context from sibling tools makes the intended usage clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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