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Nitrostack-HAK

Fraud Alert MCP Server

get_user_risk_profile

Fetches historical transaction behavior and current risk standing for a user to provide contextual fraud assessment.

Instructions

Fetches historical transaction behavior and current risk standing for a specific user to give the AI agent context

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
userIdYesUser ID to fetch risk profile for
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so description must carry full burden. It does not disclose whether the tool is read-only, side effects, or authorization requirements. 'Fetch' implies read but not explicit.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

One sentence, no redundancy. Could be slightly more structured (e.g., output description), but remains efficient.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

No output schema, and description omits details like timeframe for historical data or risk scoring methodology. Sufficient for a simple tool but not fully complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema has 100% coverage for the single parameter. Description adds minimal context (historical behavior, risk standing) but does not elaborate on input constraints or formats beyond schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool fetches historical transaction behavior and current risk standing for a user. It distinguishes from siblings like get_user (basic info) and flag_transaction_status (transaction actions).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool versus alternatives like analyze_transaction or get_user. The vague phrase 'to give the AI agent context' does not provide actionable selection criteria.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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