Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% with a clear description 'Address to validate' for the only parameter, so the baseline is 3. The tool description adds the 'XRP' context, clarifying that the address must be XRP-specific, but it does not add meaningful parameter semantics beyond the schema. No extra guidance on formats, examples, or preconditions is provided.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.