Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must carry the behavioral disclosure burden. It states that the tool lists all invoices, which implies a read-only operation, but it does not disclose potential side effects, pagination, rate limits, or return format. While 'List' conveys a safe read action, the lack of explicit behavior beyond that leaves some gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.