Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose one genuinely important behavior: cookie values are withheld unless --enable-cookie-values is set. That is useful beyond the schema, but nothing is said about permissions, scope (httpOnly/secure cookies), errors, or the response shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.