ynab-mcp-server
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Alternatives to ynab-mcp-server
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- AlicenseNot gradedqualityAmaintenanceEnables Claude and ChatGPT to securely read, categorize, and manage your YNAB budget through natural language, with a self-hosted Cloudflare Worker for private access.101 npmMIT
- AlicenseBqualityAmaintenanceEnables AI assistants to interact with YNAB budgets, performing read-only queries by default and optional write operations like creating transactions and managing categories through natural language.451,101 npm40MIT
- AlicenseAqualityAmaintenanceLets an AI agent read a YNAB budget and ask plain-language questions about it — where money went, what still needs a category, whether an account matches the bank, and when money would run out. Changes such as categorising, splitting or budgeting are read-only by default, and every write is previewed, explicitly confirmed, and undoable.19331 PyPI4MIT
- AlicenseBqualityAmaintenanceConnects MCP clients such as Claude, Cursor, and Codex to a YNAB budget so users can ask about month health, cash position, overspent categories, uncategorized or unapproved transactions, subscriptions, recurring charges, and reconciliation. Read-only unless writes are explicitly enabled, in which case changes are logged with prior state and can be reverted.6255 PyPI2Apache 2.0
- AlicenseNot gradedqualityCmaintenanceEnables Claude to read and, when writes are enabled, modify a YNAB budget — listing budgets, accounts, categories, payees and transactions, summarizing months, recording transactions, setting category budgets and moving money between categories. It runs remotely on Cloudflare Workers as an OAuth-protected custom connector, so the budget tools are available across Claude web, Desktop, mobile and Cowork.101 npmMIT
- AlicenseAqualityCmaintenanceConnects AI assistants to YNAB budgets, providing over 30 tools for managing budgets, accounts, transactions, categories, and analytics with delta sync and caching.4797 PyPI42AGPL 3.0
TDQS
Scored across 22 tools
Most tools target a clearly distinct resource and action, and several descriptions explicitly cross-reference alternatives such as ynab_cash_flow vs. ynab_list_months and ynab_detect_recurring vs. ynab_list_scheduled_transactions. The main overlap is among the reporting tools (plan_summary, spending_by_category, spending_by_payee, cash_flow) and ynab_get_transactions' totals mode, but the descriptions generally make the intended boundaries clear.
All tools share the ynab_ prefix and snake_case, making the namespace predictable. Most names are verb_noun, though several are noun phrases (plan_summary, cash_flow, balance_forecast, spending_by_category) rather than action-first names.
At 22 tools the surface is heavy, sitting in the 16–25 range that tends to feel broad even for a full-featured budgeting assistant. Each tool serves a plausible role, but the set could likely be consolidated around the analytics/reporting area.
Core YNAB workflows are well covered: transactions have create/get/update/delete, budget category updates and money moves exist, and analytics/reporting are unusually thorough. Gaps remain around scheduled transactions, which can only be listed, and other read-only entities such as accounts, categories, and payees, which may reflect API limitations.