Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations exist, so the description carries the burden, and it does well: it declares read-only behavior, names the .bridge.bak backup source, and confirms no files are modified. It stops short of disclosing edge behavior — e.g. what happens when no backup exists or how large files are handled — which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.