Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses that publishing creates an immutable snapshot, which is a valuable behavioral trait. However, it omits permissions required, whether the operation is idempotent, what happens if the template is already published, and other side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.