Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, and it discloses only that output is markdown. It says nothing about whether the call is read-only, how expensive or slow a 'whole picture' aggregation is, or what sections the report contains. The single format hint is the only behavioral content.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.