Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare it is not read-only, is open-world, and is non-idempotent, so safety framing is partly covered. The description adds meaningful context beyond that: output and a receipt are persisted at a new path. It doesn't say what happens if the path exists, whether the receipt format is fixed, or what errors look like, leaving gaps for a mutating, open-world tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.