Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true and destructiveHint=false, so the safety profile is fully covered structurally. The description's contribution beyond that is the fact that the returned value is meant to be shared with a transferring party — useful, but thin given an output schema already documents the return value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.