Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It only says 'Get todays date' and does not disclose whether the date is local or UTC, whether it includes time, or what format is returned. For a read-only tool this is minimally transparent but lacks important behavioral details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.