Z-ZERO MCP
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TDQS
Scored across 13 tools
Several tools overlap in the payment flow (auto_pay_checkout, request_payment_token, execute_payment) and balance retrieval (list_cards vs check_balance), though detailed descriptions provide usage guidance. The boundaries are not always immediately clear, but the added context reduces misselection risk.
All tool names follow a consistent verb_noun snake_case pattern (e.g., list_cards, request_payment_token). There is no mixing of styles or unexpected abbreviations.
13 tools is well within the typical 3-15 range and each tool serves a clear function in the payment lifecycle. The count feels appropriate for the server's scope.
The tool surface covers the full workflow from deposit and card creation to payment execution and receipt verification. Minor gaps like a transaction history or explicit refund initiation exist, but agents can work around them.