Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden of behavioral disclosure. 'Create a new wallet' only conveys that a mutation occurs but says nothing about side effects, authorization needs, required inputs beyond the schema, or reversibility. This is a significant transparency gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.