Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. 'Update an Okta account' implies a mutation operation but reveals nothing about required permissions, whether changes are reversible, rate limits, error conditions, or what the response looks like. For a mutation tool with zero annotation coverage, this is a critical gap that leaves the agent guessing about behavioral traits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.