Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the safety profile is covered. The description adds real value by disclosing that TVL is derived from verified price/reserve inputs and that USD estimates will be withheld rather than guessed, which tells the agent to expect partial or absent values; however it never says what the response actually looks like when data is missing.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.