Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure but fails completely. 'Get product' doesn't indicate whether this is a read-only operation, what authentication might be required, whether it has rate limits, what happens if the product doesn't exist, or what format the response takes. For a retrieval tool with zero annotation coverage, this is completely inadequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.