Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. 'Get my account' implies a read-only operation, but it doesn't specify what data is returned (e.g., profile details, settings), any authentication requirements, rate limits, or error conditions, leaving significant gaps in understanding how the tool behaves.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.