IDPHANTOM MCP Server
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Fluora MCPofficial
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TDQS
Scored across 4 tools
Each tool maps to a distinct phase of the payment lifecycle (quote, authorize, submit, verify) with no overlapping responsibilities. The descriptions clearly delineate when funds move and what each step requires.
All four names follow a consistent snake_case verb_noun pattern. The verbs are precise and parallel (quote_, authorize_, submit_, verify_).
Four tools form a minimal, well-scoped set for the payment flow; each tool is necessary and no tool feels redundant or missing at the count level.
The core quote→authorize→submit→verify lifecycle is covered, but there is no explicit cancel/refund tool despite verify tracking a cancelled state, and no payment history or listing operation. These are minor gaps an agent can likely work around for single payments.