MCP Sigmund

# Legal Disclaimers and Terms of Use ## ⚠️ IMPORTANT LEGAL DISCLAIMER **MCP Sigmund is an educational learning resource and data analysis tool, NOT a financial advisor, investment advisor, or financial advisory service.** ## 🚫 **NOT FINANCIAL ADVICE** ### Prohibited Uses - **This system does NOT provide financial advice, recommendations, or guidance** - **All insights, analysis, and suggestions are for educational purposes only** - **Users must make their own financial decisions based on their own research and judgment** - **No information from this system should be considered as investment, tax, or financial advice** ### What This System Does NOT Do - Provide investment recommendations - Offer financial planning advice - Suggest specific financial products or services - Make predictions about financial markets - Provide tax advice or recommendations - Offer insurance advice - Recommend specific financial strategies ## 📚 **Educational Purpose Only** ### Intended Use - **MCP Sigmund is designed as a learning resource for understanding personal financial data** - **The system helps users analyze and understand their financial patterns and trends** - **All outputs are intended for educational and informational purposes** - **Users should consult qualified financial professionals for actual financial advice** ### Educational Objectives - Help users understand their spending patterns - Provide insights into financial data trends - Enable learning about personal finance concepts - Support financial literacy and education - Assist in data analysis and visualization ## ⚖️ **Regulatory Compliance** ### System Classification - **This system complies with educational tool regulations, not financial advisory regulations** - **No fiduciary relationship is created between the system and users** - **Users retain full responsibility for all financial decisions and their consequences** - **The system does not hold any financial licenses or registrations** ### Regulatory Status - **Not registered as an investment advisor** - **Not licensed to provide financial advice** - **Not subject to financial advisory regulations** - **Complies with educational software regulations** ## 🔒 **User Responsibility** ### User Obligations - **Users are solely responsible for their financial decisions and actions** - **All financial risks remain with the user** - **Users should verify all information independently** - **Professional financial advice should be sought for important financial decisions** ### Risk Acknowledgment - **Financial decisions carry inherent risks** - **Past performance does not guarantee future results** - **Users assume all financial risks** - **No guarantee of financial outcomes** ## 📋 **System Limitations** ### Data Limitations - **Past performance does not guarantee future results** - **Financial markets and personal circumstances change** - **The system may not account for all relevant factors** - **Data accuracy depends on user-provided information** ### Technical Limitations - **System may not be available at all times** - **Data processing may have delays or errors** - **System capabilities may be limited** - **No guarantee of system performance** ## 🛡️ **Liability Limitations** ### No Liability - **The system providers assume no liability for financial decisions made by users** - **No responsibility for financial losses or gains** - **No warranty of system accuracy or completeness** - **Users use the system at their own risk** ### Indemnification - **Users agree to indemnify system providers against any claims** - **Users are responsible for their own financial decisions** - **No liability for third-party actions or decisions** ## 📜 **Terms of Use** ### Acceptance of Terms **By using MCP Sigmund, you acknowledge and agree to these terms and understand that this is an educational tool, not a financial advisory service.** ### User Agreement - **Users must be 18 years or older** - **Users must have legal capacity to enter into agreements** - **Users must comply with all applicable laws and regulations** - **Users must not use the system for illegal purposes** ### Prohibited Activities - **Using the system to provide financial advice to others** - **Representing the system as a financial advisory service** - **Using the system for commercial financial advisory purposes** - **Violating any applicable laws or regulations** ## 🔄 **Updates and Changes** ### Terms Updates - **These terms may be updated from time to time** - **Users will be notified of significant changes** - **Continued use constitutes acceptance of updated terms** - **Users should review terms regularly** ### System Updates - **System features may be updated or modified** - **No guarantee of continued availability of specific features** - **Updates may affect system functionality** - **Users should stay informed of system changes** ## 📞 **Contact Information** ### Support - **For technical support, contact the system administrators** - **For legal questions, consult qualified legal professionals** - **For financial advice, consult qualified financial professionals** - **System does not provide legal or financial advice** ### Reporting Issues - **Report technical issues through appropriate channels** - **Report misuse of the system immediately** - **Follow proper procedures for dispute resolution** - **Maintain appropriate documentation** ## 🌍 **Jurisdictional Considerations** ### Applicable Law - **Terms are governed by applicable local laws** - **Users are subject to local financial regulations** - **System compliance may vary by jurisdiction** - **Users should understand local legal requirements** ### International Use - **System may not be available in all jurisdictions** - **Users must comply with local laws and regulations** - **Cross-border financial regulations may apply** - **Users should seek local legal advice if needed** ## 📊 **Data and Privacy** ### Data Usage - **System processes user data for educational purposes only** - **No data is used for financial advisory purposes** - **User privacy is protected according to applicable laws** - **Data is not shared with third parties for financial purposes** ### Privacy Rights - **Users have rights regarding their personal data** - **Users can request data deletion or modification** - **System complies with applicable privacy laws** - **Users should review privacy policies** --- ## ⚠️ **FINAL WARNING** **MCP SIGMUND IS AN EDUCATIONAL TOOL ONLY. IT DOES NOT PROVIDE FINANCIAL ADVICE. ALL FINANCIAL DECISIONS ARE THE SOLE RESPONSIBILITY OF THE USER. CONSULT QUALIFIED FINANCIAL PROFESSIONALS FOR ACTUAL FINANCIAL ADVICE.** **BY USING THIS SYSTEM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THESE TERMS AND CONDITIONS.** --- *This document is for informational purposes only and does not constitute legal advice. Users should consult qualified legal professionals for legal advice regarding their specific situation.*