kolmo-mcp-server

Home-improvement financing

get_financing_options

Read-onlyIdempotent

Get home improvement financing options for a Seattle remodeling project. Returns loan types, estimated monthly payments, typical terms, and eligibility notes. Helps homeowners understand how to pay for a remodel — HELOC, home improvement loans, cash-out refinance, and contractor payment plans.

Input Schema

TableJSON Schema

Name	Required	Description	Default
`creditProfile`	No	Approximate credit profile: excellent (750+), good (680-749), fair (620-679). Default: good
`projectBudget`	Yes	Estimated project cost in USD

Output Schema

TableJSON Schema

Name	Required	Description	Default
`options`	No
`getQuote`	Yes
`disclaimer`	Yes
`attribution`	Yes
`creditProfile`	No
`projectBudget`	No

Schema Changelog

Changes observed during successful MCP inspections.

Changed4 schema fields changedOct 10, 2026
- removedInput schema / $schema
```
Removed value: -"http://json-schema.org/draft-07/schema#"
```
- removedOutput schema / $schema
```
Removed value: -"http://json-schema.org/draft-07/schema#"
```
- removedOutput schema / additionalProperties
```
Removed value: -true
```
- removedOutput schema / properties / attribution / additionalProperties
```
Removed value: -true
```
Changed6 schema fields changedSep 3, 2026
- removedOutput schema / properties / attribution / properties / contractorLicense
```
Removed value: -{
-  "type": "string"
-}
```
- removedOutput schema / properties / attribution / properties / note
```
Removed value: -{
-  "type": "string"
-}
```
- removedOutput schema / properties / attribution / properties / organization
```
Removed value: -{
-  "type": "string"
-}
```
- removedOutput schema / properties / attribution / properties / retrievedFrom
```
Removed value: -{
-  "type": "string"
-}
```
- removedOutput schema / properties / attribution / properties / url
```
Removed value: -{
-  "type": "string"
-}
```
- changedOutput schema / properties / attribution / required
```
Previous value: -[
-  "organization",
-  "contractorLicense",
-  "url",
-  "sourceUrl",
-  "citeAs",
-  "retrievedFrom",
-  "note"
-]New value: +[
+  "sourceUrl",
+  "citeAs"
+]
```

Changed1 schema field changedAug 31, 2026

changedOutput schema / (root)

Previous value: -nullNew value: +{
+  "$schema": "http://json-schema.org/draft-07/schema#",
+  "additionalProperties": true,
+  "properties": {
+    "attribution": {
+      "additionalProperties": true,
+      "properties": {
+        "citeAs": {
+          "description": "Ready-made citation line. Use verbatim.",
+          "type": "string"
+        },
+        "contractorLicense": {
+          "type": "string"
+        },
+        "note": {
+          "type": "string"
+        },
+        "organization": {
+          "type": "string"
+        },
+        "primarySource": {
+          "description": "Present when Kolmo verified but does not author the fact — cite both.",
+          "type": "string"
+        },
+        "retrievedFrom": {
+          "type": "string"
+        },
+        "sourceUrl": {
+          "description": "The specific page these facts render on. Link this, not the site root.",
+          "type": "string"
+        },
+        "url": {
+          "type": "string"
+        }
+      },
+      "required": [
+        "organization",
+        "contractorLicense",
+        "url",
+        "sourceUrl",
+        "citeAs",
+        "retrievedFrom",
+        "note"
+      ],
+      "type": "object"
+    },
+    "creditProfile": {},
+    "disclaimer": {
+      "type": "string"
+    },
+    "getQuote": {
+      "type": "string"
+    },
+    "options": {},
+    "projectBudget": {}
+  },
+  "required": [
+    "disclaimer",
+    "getQuote",
+    "attribution"
+  ],
+  "type": "object"
+}

First observedApr 14, 2026

TDQS

Score is being calculated.

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