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US federal 2026 tax brackets, standard deductions, payroll and retirement limits, sourced.

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Status
Healthy
Last Tested
Transport
Streamable HTTP · MCP 2025-11-25
URL

TDQS

A4.2/5.0

Scored across 1 tool

Disambiguation5/5

There is only one tool, so there is no possibility of confusion or misselection between tools. Its single purpose (US federal rates lookup by category) is unambiguous.

Naming Consistency5/5

With a single tool named us_rates_lookup, the snake_case noun_verb-style convention is internally consistent. There is no mixed convention to penalize.

Tool Count3/5

One tool for a broad multi-category dataset is defensible because a category parameter avoids tool sprawl, but it sits at the thin end of the acceptable range. The rubric treats 1-2 tools as borderline.

Completeness4/5

Coverage of federal rates is broad (income tax, Social Security, Medicare, retirement, HSA, estate/gift) and the tool transparently reports uncovered categories. However, federal items like capital-gains brackets and AMT are explicitly excluded, leaving some domain gaps.

Available Tools

1 tool
us_rates_lookupUS federal rates lookupA
Read-onlyIdempotent
Inspect

Current US federal (tax year 2026) rates and thresholds read from the IRS revenue procedures and notices, SSA's Federal Register notice and irs.gov pages, each figure with its source URL, the quoted sentence or table row, verifiedDate and the prior-year value where one exists. Categories: income-tax (rate schedules for Single, Married filing jointly, Head of household and Married filing separately as bracket rows, standard deduction by filing status, additional and dependent standard deduction, top rate), social-security (OASDI wage base, employee and employer rates, COLA, quarter of coverage), medicare (rate, Additional Medicare Tax rate and thresholds by filing status, employer withholding threshold), retirement (401(k)/403(b)/457(b)/TSP deferral limit, age-50 and age-60–63 catch-ups, Roth catch-up wage threshold, § 415(c) and compensation limits, IRA and IRA catch-up, SIMPLE, highly compensated employee), hsa (contribution limits, HDHP minimum deductible and out-of-pocket maximum, excepted-benefit HRA), estate-gift (basic exclusion, GST exemption, annual gift exclusions). Federal only: state income taxes, AMT, EITC and capital-gains brackets are not covered. An unknown category answers covered:false with the nearest keys.

ParametersJSON Schema
NameRequiredDescriptionDefault
categoryNoone of: income-tax, social-security, medicare, retirement, hsa, estate-gift (omit to list all)

TDQS

A4.2/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint, idempotentHint, and openWorldHint=false, so the safety profile is covered. The description adds genuinely useful behavior beyond that: each figure carries a source URL, quoted sentence or table row, verifiedDate, and prior-year value, and unknown categories degrade to covered:false with nearest keys. It does not address data refresh cadence or rate limits, which is the only remaining gap.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

It is front-loaded with the purpose and the source-provenance claim, but the middle sentence is a very long, comma-spliced enumeration of every sub-figure in all six categories. Much of that list duplicates the category enum already in the schema, and the run-on structure makes it harder to scan than a short category table would be.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

There is no output schema, so the description must carry the return shape, and it does: provenance fields, verifiedDate, prior-year values, and the covered:false fallback. For a zero-required-parameter reference lookup this is close to complete; only the grouping/ordering of returned figures is left unstated.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and the single category parameter is fully described in the schema, so the baseline is 3. The description goes further by spelling out what each category actually contains (e.g. bracket rows by filing status, OASDI wage base, § 415(c) limits, HDHP minimums), which helps the agent choose the right value rather than just validating it.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with a specific verb and resource — reads current US federal tax-year-2026 rates and thresholds from named authoritative sources (IRS revenue procedures, SSA Federal Register, irs.gov) — and enumerates the exact categories covered. There are no siblings to disambiguate against, and an agent can tell precisely what this tool returns without opening the schema.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It gives an explicit negative boundary ('Federal only: state income taxes, AMT, EITC and capital-gains brackets are not covered') and a failure mode ('An unknown category answers covered:false with the nearest keys'), plus the omit-to-list-all behavior. What is missing is any positive 'call this when you need X rather than computing it yourself' framing, but with no siblings the routing guidance is effectively complete.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 1 tool update
    • First observedus_rates_lookup

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