Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is low. The description adds non-structured context the annotations cannot convey: this tool renders an interactive UI and only works in MCP Apps-capable clients, and it returns the same data as build_bom. It does not say what happens in a non-supporting client, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.