Validate whether a US medical code exists, is current, and is billable in the active bundled release. Returns a discriminated status — valid_billable, valid_not_billable, valid_header, or terminated — with a `whyNot` explaining non-billable and terminated cases (e.g. "valid ICD-10-CM category but not billable — submit a more specific child code"). This is the detail a coder needs before submitting a claim. Auto-detects the system from the code's shape; pass an explicit `system` to disambiguate. A non-billable or terminated code is a successful result with a whyNot, not an error — only a code that exists in no bundled system raises unknown_code.
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