Score how ready a disputed transaction's EVIDENCE FILE is for representment, per Visa reason-code family, using the transparent scoreWinProbability heuristic (win-prob-v0: hand-set, documented logistic coefficients — exported, inspectable, monotonic in evidence). Input: reason_code + the evidence on file (CE 3.0 eligibility, matching data elements, prior undisputed transactions, delivery proof, AVS/CVV, 3DS, signed mandate, customer communication). Returns the heuristic score, band, top missing evidence (what to capture next), recommended action, rationale, model version, and a sha256 reproducibility proof. Free, no auth, deterministic. HONESTY (read this): this scores evidence-capture readiness and is NOT a dispute-win prediction — the v0 heuristic is NOT empirically calibrated against real network outcomes, is NOT a Visa-published or Visa-endorsed win rate, and AXIS does not publish win-rate estimates. Treat it as a prioritization signal for evidence gathering only; always follow your operator's dispute policy.