lemma-banking-mcp
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TDQS
Scored across 27 tools
For the most part every tool targets a distinct resource (entities, bank accounts, cards, ACH, check deposits, remittances), and get/list pairs are clear. However, lemma_get_ach_transfer and lemma_get_inbound_ach_transfer differ only by one word in the tool name, and the generic 'ach_transfer' name hides that it is the outbound variant; list_transactions also overlaps conceptually with the resource-specific list tools.
All tools share the lemma_ prefix and mostly follow lemma_<verb>_<noun>, with get/list/create/delete/move verbs. Minor deviations exist: lemma_get_ach_transfer does not mark outbound while its inbound counterpart does, and lemma_get_account_settlement_instructions breaks the concise noun pattern.
27 tools is above the typical 3-15 range, but the server covers a genuinely broad banking domain: entities, accounts, transactions, cards, transfers, check deposits, remittances, lockbox mail, and external recipients. Each tool maps to a distinct endpoint or resource and none are duplicates, so the size feels justified rather than bloated.
Core banking operations are covered well: list/get accounts and transactions, create external accounts, move money internally/externally, and create/delete cards. However, there is no way to list cards or update card spending limits, and outbound ACH/book transfers have get-by-ID but no list endpoint, which are notable lifecycle gaps for a banking surface.