Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description adds genuinely useful interpretive context beyond that: the figures do not represent remaining account quota, which prevents a plausible misuse of the returned data. It still says nothing about granularity, currency, or freshness.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.