Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It only states the basic function and does not disclose side effects, whether it creates a new table or overwrites existing data, or if it is read-only. No behavioral traits beyond the name are revealed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.