Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'List all available' clearly indicates a read-only enumeration operation with no parameters and no side effects, but it doesn't mention potential limitations like connectivity requirements or the exact return format (which is covered by the output schema).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.