Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations exist, so the description must carry the full burden. It does add value by specifying that only currently effective grants are returned and by breaking the results into token vs. permanent vs. tracked-identity categories, which implies read-only behavior. However it never states that nothing is mutated, what an empty result means, or any permission requirements for viewing the list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.