BudgetBakers MCP Server
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TDQS
Scored across 8 tools
Each tool targets a distinct resource or function: accounts, categories, labels, individual transactions, filtered search, and three separate analytics aggregations. There is no overlap or ambiguity between tools, even among the analytics which are clearly differentiated by output.
Four tools follow a clear verb_noun pattern (get_accounts, get_categories, get_labels, get_transaction) and search_transactions also fits. However, the three analytics tools (spending_by_category, cashflow_summary, top_merchants) are noun phrases rather than imperative verbs, mixing conventions. Names remain readable and descriptive, but the inconsistency is noticeable.
Eight tools is well-scoped for a financial data query server. The set covers account discovery, reference data, transaction retrieval/search, and analytics without bloat. Each tool earns its place and the count feels appropriate for the domain.
The server provides solid read/analytics coverage: accounts, categories, labels, single transaction, filtered search, and three aggregate views. Minor gaps include lack of a 'list all transactions' endpoint without accountId (search requires it) and no budget/balance history tools, but for a read-centric budget server these are workable limitations.