Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral disclosure burden. It does add a meaningful behavioral trait by stating only non-system schemas are listed, implying a read-only operation, but it does not disclose permission requirements, what qualifies as a system schema, or any ordering/limitation behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.