Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=true, so the safety profile is covered. The description adds the useful detail that the returned value is one of two login modes (manual vs system keychain), which is genuine return-value context since no output schema exists. It does not say what happens when the account is unconfigured or unknown, which is the main remaining behavioral gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.